Banking and Insurance (Part 29)

21 Mar 2015

(281) A member’s IMF Quota determines its :-

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 (1) Financial commitment

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 (2) Voting power

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 (3) Drawing power

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 (4) (1)&(2) are true

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 (5) (1),(2)&(3) are true

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(282) The HDFC was set up in 1977 by the ________.

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 (1) SBI

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 (2) UTI

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 (3) Supreme Court

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 (4) Finance Ministry

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 (5) ICICI

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(283) Instruments issued by DFIs and Banks carry :-

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 (1) Highest credit ratings

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 (2) Low credit ratings

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 (3) no credit rating

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 (4) (1)&(2) are true

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 (5) (1),(2)&(3) are true

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(284) LIC of India was set up in :-

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 (1) 1952

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 (2) 1953

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 (3) 1964

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 (4) 1955

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 (5) 1956

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(285) Non performing advance is an advance (except Cash Credit) which remains\r\npast due for a period of more than

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 (1) \r\n360 days  (2) 180 days

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 (3) 90 days  (4) 30 days

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 (5) none of the above

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(286) New Delhi branch of Modem Bank issued a fixed deposit of Rs.3 lac for 5\r\nyears in the name of Mr. S Subramaniam who raises a loan of Rs.50000 against\r\nthe FDR with a view to meet exigencies at a later stage. He comes for addition\r\nof the name of his son, as he is not keeping good health for few months.

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 (1) \r\nthe request of the depositor will be accepted being a genuine reason

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 (2) the request will be accepted\r\nsince the addition is for the his son’s name

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 (3) the request will be accepted\r\nsince the FDR is to mature after long time

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 (4) the request cannot be accepted\r\ntill the loan is outstanding

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 (5) any of the above

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(287) A loan of Rs.4 lac each is allowed by bank Z to a doctor having his own\r\nclinic and a lawyer having his own practice. These loans shall be classified\r\nas:

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 (1) \r\nloan to doctor as priority sector and to lawyer as non-priority sector

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 (2) loan to lawyer as priority\r\nsector and to doctor as non-priority sector

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 (3) loan to doctor and to lawyer as\r\nnon-priority sector

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 (5) loan to doctor and to lawyer\r\naloan to doctor and to lawyer as priority sector

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(288) Premium is to be paid by the bank to DICGC for the half-year ended Sept\r\n2005. As on which date the amount of deposits is to be taken into account:

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 (1) \r\nlast Friday of Mar 2005

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 (2) last Friday of Mar 2005

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 (3) last working day of Mar 2005

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 (4) last Friday of Sep 2004

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 (5) none of the above

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(289) The term ‘firewall technology1 refers to:

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 (1) \r\ncomputer software that protects a computer system from virus,

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 (2) computer software that removes\r\nthe computer virus.

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 (3) computer operating software

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 (4) computer hardware to protect a\r\ncomputer from incident of fire

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 (5) computer software that protects\r\na computer system from outward intrusion.

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(290) What is the maximum no. of partners in a non-banking film,

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 (1) \r\n20

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 (2) 20 exduding the minor partner

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 (3) 10

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 (4) 10 including the minor partner

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 (5) 20 including the minor partner

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Answers : (281)5  (282) 5 (283) 1 (284)\r\n5 (285) 5 (286) 4 (287) 1 (288) 3 (289) 5 (290) 1

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